Where do I start when planning a whole-home renovation?

To start planning a complete home overhaul, first determine the reasons for altering your residence and what the remodel should accomplish for your current and future lifestyle S1S2. This initial step enables you to pinpoint which areas need modification, set a practical budget, and organize the design, necessary permits, the construction schedule, and living arrangements S1.

Key Planning Steps

  1. Define Long-Term Goals: Clearly state the issues to be resolved, such as improving daily functionality, creating space for a growing household, updating an older property, enhancing storage or comfort, addressing aging infrastructure, supporting accessibility, boosting energy efficiency, or adding more living area S2. Prioritize these objectives, categorizing them as essential, desired, or optional S2.
  2. Evaluate the Property: Observe daily routines to understand how the house currently functions and identify areas that work well or create conflicts S2. Record details of rooms, their sizes, entryways, windows, staircases, variations in floor and ceiling levels, any visible damage, equipment, utility placements, drainage, access points, and parking S2. Compare existing blueprints with the actual conditions of the property S2.
  3. Establish a Complete Project Budget: Budgeting should commence prior to design and cover more than just the builder's fee S2. It should include design and engineering services, permits, construction, appliances, fittings, temporary living quarters, storage, relocation expenses, and a reserve S1S2. A reserve fund of 10% to 20% is advisable for unforeseen problems, particularly in older residences where hidden conditions like plumbing or framing might be uncovered during demolition S1S4. Share your investment range early to ensure designs align with financial realities S1.
  4. Assemble the Appropriate Team: This includes architects, designers, engineers, and contractors S2.
  5. Develop a Coordinated Master Plan: Create a comprehensive master plan before designing individual rooms or soliciting construction bids S2. This plan should consider how choices regarding movement paths, structural elements, plumbing systems, electrical service, HVAC, energy performance, and windows will influence one another, as initial decisions can either support or limit subsequent stages S2.

Deciding whether to renovate all at once or in stages is crucial S1. A complete renovation done simultaneously can result in a shorter overall period of disruption, a more predictable construction timeline, and consistent finishes throughout the entire home S1. Phasing, while potentially spreading the financial investment, can increase total costs due to repeated mobilization, additional permitting, design work, and future material price changes S1. If phasing is chosen, design the entire house first with a master plan to establish future layouts and system capacities S1. Structural alterations and any work involving electrical, plumbing, or mechanical systems typically require permits and inspections S1. It is also important to plan for living arrangements during construction, as a comprehensive remodel may necessitate temporary relocation due to dust, noise, system shutdowns, or limited access to essential facilities S1.

What are the long-term goals for a whole-home renovation?

The long-term goals for a whole-home renovation define why the home needs changes and what the renovation must achieve over several years S2. These goals can include improving daily function and circulation within your home S2. This involves observing routines to identify conflicts and well-functioning spaces S2.

A further aim is to make room for a household that is expanding, includes multiple generations, or is undergoing changes S2. This might involve expanding the living area or better integrating the residence with its surroundings S2. Frequently, homeowners also seek to update an older property while retaining its cherished qualities S2.

Boosting aspects like storage capacity, natural light, comfort, or the quality of indoor air are additional long-term objectives S2. It is vital to tackle outdated systems or maintenance that has been put off, since initial decisions can either facilitate or restrict subsequent stages of the renovation S2. Other possible aims encompass supporting accessibility for those aging in place or for future caregiving needs, improving the building's energy efficiency and resilience, or readying the property for extended ownership or a future transaction S2.

It's crucial to distinguish the issues that need resolution from the currently envisioned remedies S2. For instance, stating "create a private first-floor sleeping and bathing area" is more helpful than "reconfigure the back of the house," as various design strategies can fulfill the fundamental requirement S2. During planning, consider the interconnectedness of all areas within the house, since decisions regarding the floor plan can impact plumbing, electrical systems, heating and cooling, structural modifications, and finishes throughout the residence S1. A well-conceived plan facilitates making key decisions early, prepares for unforeseen circumstances, and equips the remodeling crew with essential details for cost estimation and scheduling S1.

How much does a whole-home renovation cost in the US?

In the US, the average cost for a home renovation typically ranges between $19,500 and $88,400 S3. However, the total cost can vary significantly based on the scope and various factors, potentially being as low as $3,000 or as high as $190,000 S3. For most homes measuring between 1,250 and 1,600 square feet, the average renovation price is closer to $52,275 S3.

When planning your budget, it's important to consider more than just labor and visible finishes. A comprehensive budget should account for design and engineering services, permits, construction, appliances, fixtures, temporary housing, storage, and moving costs S1. It is also recommended to include a contingency fund of 10% to 15%, especially for older homes where hidden issues like plumbing or framing problems might surface once walls are opened S1. The Federal Savings Bank suggests a contingency of roughly 10% to 20% for unexpected surprises that often arise during demolition S4. Sharing your investment range early in the design process helps ensure that concepts align with your budget as they develop S1.

Decisions about structural changes and work involving electrical, plumbing, or mechanical systems typically require permits and inspections S1. Whether you remain in your home during the renovation also impacts costs and planning. A smaller or phased project might allow you to stay, but a comprehensive remodel may necessitate temporary relocation due to dust, noise, system shutdowns, or limited access to essential areas like the kitchen or bathroom S1. For more details on budgeting, you can refer to our guide on Kitchen Remodel Costs and ROI: What to Expect in the US S1.

Average Home Renovation Costs by Scope S1

Scope of Renovation Average Cost Range
Low-end $3,000
Average $19,500 - $88,400
High-end $190,000
1,250–1,600 sq ft $52,275

How do I create a realistic budget for my renovation?

To create a realistic budget for your renovation, begin by obtaining itemized estimates for each phase of work S4. This initial step ensures that all aspects of the project are considered from the outset S2.

Budget Components

AYour budget should encompass more than just labor and visible finishes S1. It needs to cover a variety of services and potential costs, as outlined below S2:

  1. Design and Engineering: Include architectural, design, engineering, survey, consulting, and testing services S2.
  2. Permits and Inspections: Account for permit and plan-review fees, as structural changes and work involving electrical, plumbing, or mechanical systems typically require permits and inspections S1S2.
  3. Construction: This covers the primary building work S1.
  4. Appliances and Fixtures: Factor in the cost of new appliances and fixtures S1.
  5. Temporary Living Arrangements: If a comprehensive remodel necessitates temporary relocation due to dust, noise, system shutoffs, or limited access to essential facilities, include temporary housing, storage, and moving costs S1.

Contingency Fund

After itemizing these expenses, build in a contingency fund of approximately 10–20% of the total budget S4. This reserve is crucial for addressing unexpected issues that frequently emerge during demolition, such as outdated systems S4. For example, in older homes in the Portland area, a 10–15% contingency is recommended to cover hidden conditions like plumbing or framing issues that may only become apparent once walls and floors are opened S1. Sharing your investment range early in the process allows the design to be developed with cost in mind, preventing attractive plans from being scrapped later due to budget misalignment S1.

Should I renovate my home all at once or in phases?

Deciding whether to renovate your home all at once or in phases depends on several factors, including financial investment, desired consistency, and tolerance for disruption S1.

An all-at-once remodel can lead to a shorter overall period of disruption and a more predictable construction sequence S1. This approach can also ensure consistent finishes throughout the entire house, as all materials and design elements are chosen and installed concurrently S1.

Phasing the renovation allows for spreading the financial investment over time and may enable parts of the home to remain usable during construction S1. This can be beneficial if temporary relocation is not feasible or desired S1.

However, phasing can increase overall costs due to several factors. These include repeated mobilization of construction teams, multiple permitting processes, additional design work for each phase, and potential future material price changes S1. If you choose to phase your renovation, it is recommended to design the entire house first to establish future layouts and system capacities S1.

Regardless of the chosen approach, a comprehensive plan is crucial. This plan should account for design and engineering, permits, construction, appliances, fixtures, temporary housing, storage, moving costs, and a contingency of 10% to 15% for unexpected conditions, especially in older homes S1S4. Sharing your investment range early in the process helps ensure that design concepts align with your budget S1.

How do living arrangements impact a whole-home renovation?

Living arrangements significantly impact a whole-home renovation, and decisions about them should be coordinated early in the planning process S1, S2. These choices influence the construction schedule, budget, and overall disruption experienced by the household S1.

Temporary Relocation vs. Staying in the Home

Deciding whether to remain in your home or relocate temporarily is crucial S1. For a comprehensive, "all-at-once" remodel, temporary relocation is often necessary due to factors such as dust, noise, system shutdowns, and limited access to essential areas like kitchens or bathrooms S1. Budget planning for a whole-home renovation should include potential costs for temporary housing, storage, and moving expenses S1.

Phased Renovations and Disruption

If a phased renovation is chosen, it might be possible to stay in a usable part of your home S1. This approach can spread the financial investment over time and allow a portion of the house to remain functional S1. However, even with phased work, ongoing disruption is to be expected S1. A master plan designed for the entire house first can help coordinate future layouts and system capacities, even if the work is completed in phases S1. While phasing can offer flexibility, repeated mobilization, permitting, design work, and potential material price changes may increase the total project cost compared to an all-at-once remodel S1.